When it comes to insurance coverage, the details of knowing exactly what you're buying can get a little fuzzy. But for psychologists, knowing the difference between claims-made and occurrence coverage is essential so that you can make the best decision about your desired coverage and how it fits into your budget.

Planning for longevity and figuring out how to pay for it if we need extended care is increasingly in the news, especially for women and those with a history of longevity in their families. The resulting risk of needing assistance with daily living activities that we take for granted now (such as getting in and out of a shower or tub, getting ourselves dressed, or preparing our meals and taking our medication) is the subject of research and innovative technology. But are we prepared to pay for this care in the future?

With the first consultation on July 1, 1994, the Advocate 800 Program was launched to provide Trust policyholders with a resource to help avoid or reduce the risk of malpractice actions and disciplinary complaints. We're proud to share that on September 22, 2021, the Advocate 800 Program has reached 100,000 calls, proving to be a valuable resource to our insureds.